This is how I feel about my money situation right now.
My car payment slipped under my nose this month and I just noticed yesterday that I hadn’t written a check for it (yes, a check because it costs an extra $5.00 to process online and why would I want to pay that when I could spend it on something fun?). Freaked the eff out. Sucked it up and paid online.
However, this weekend is Liz’s bachelorette party. At the beach. Cha-ching. Next weekend, I’m heading to the beach again, this time with the JA’s family. Cha-ching again. Now, don’t get me wrong. I’m super excited for both. I just like having a certain amount of money in my bank account. Right now, with my credit card bills (including the fall boots I just bought) and these two trips , it looks like I’m going to dip below my desired number. At least until I get paid next week but right now I still feel like I’m still going to be tight for the next month or so.
And that’s fine. It happens. I’m living at home and have saved a good chunk of money doing so. I’m just extremely Type A. So dipping into my ‘danger zone’ (which might not even be a danger zone for others) just gets me a little nervous.
I also don’t really budget. I know I should, but I know how much my bills (generally) are a month and make sure that I can cover them. It’s just unexpected events like buying a new tire that seem to pop up at the most inopportune time and throw a wrench into everything. I have a Mint account, but seeing as my one credit card doesn’t register on there, it’s kind of pointless. Plus, I have to remember to enter in all my cash purchases. Ugh.
Any budgeting tips to help a girl out? Me dipping so low money-wise rarely happens, but when it does…eeek!!
Oh, and because this song has been in my head the entire time I wrote this post, I’m passing it along to you. Consider it brainstorming music 🙂